Family Plans

Get a family insurance plan that fits your specific needs. Plans change every year so make sure you have the option for your local area by speaking with a licensed Insurance Agent.

  • Current Year Marketplace plan options
  • Open Enrollment begins November 1st
  • Private insurance plan options
Talk to a Licensed Insurance Agent

About family health plans

 
Marketplace or Private Insurance Plan

You can find and review family health insurance plans through the state or federal Health Insurance Marketplaces on your own. The plan options are listed by “Metal” levels of Bronze, Silver, Gold  or Platinum and are built to support most families general need.  It’s a good idea to speak with a licensed health insurance agent to navigate these marketplaces to ensure you get the plan for you. As you know health care can be expensive, but its smart to have plans in place to protect your family.

Bronze Plan Level
Marketplace plans that are Bronze level offer the lowest monthly premium but the highest cost when you need health care so make sure you understand your health history to see if a Bronze level plan fits.  On average these plans you can expect the insurance company to pay 60% and you will pay 40% of the costs but is an estimated average.
Silver Plan Level
Marketplace plans that are Silver level offers moderate monthly premium but the moderate costs when you need health care so make sure you understand your health history to see if a Silver level plan fits.  On average these plans you can expect the insurance company to pay 70% and you will pay 30% of the costs but is an estimated average.
Gold Plan Level
Marketplace plans that are Gold level offer the high monthly premium but the low cost when you need health care so make sure you understand your health history to see if a Gold level plan fits.  On average these plans you can expect the insurance company to pay 80% and you will pay 20% of the costs but is an estimated average.
Platinum Level Plan
Marketplace plans that are Platinum level offer the highest monthly premium but the lowest cost when you need health care so make sure you understand your health history to see if a Platinum level plan fits.  On average these plans you can expect the insurance company to pay 90% and you will pay 10% of the costs but is an estimated average.
Catastrophic Plans
Catastrophic health plans are primarily for people under 30 or with certain expeditions. These health plans have low premiums but the deductibles are extremely high so be aware of these costs in the event of a health care need.  They can be affordable on a monthly basis and should provide some coverage in extreme or worst case situations.  All routine and preventative care will come out of pocket for you. Speak with a licensed insurance agent to help you make a good decision on the right plan.

Useful Links

Talk With a Licensed Insurance Agent

Appointments are Available.

833-313-2848 TTY 711

Monday – Friday: 9:00am to 8:00pm EST
Saturday: 9:00am – 6:00pm EST
Sunday: CLOSED

info@healthplanoutlook.com

No Obligation

By clicking the “Review Plan Options Now” button I expressly consent by my electronic signature authorizing a licensed insurance agent with HealthMarkets Insurance Agency, eHealth Insurance, United Medicare Advisors, SelectQuote Senior, Clearlink Insurance Agency and Health Plan Outlook to send marketing/promotional messages – including texts and calls made using an automatic telephone dialing system or pre-recorded or artificial voice messages – related to the product or service I am inquiring about to the number I provided above. My carrier’s message and data rates may apply. I understand that my signature is not a condition of purchasing any property, goods and services and that I may revoke my consent at any time. This is a solicitation for Insurance products and services, including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.

Participating sales agencies do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.

ENROLLMENT IN THE DESCRIBED PLAN TYPE MAY BE LIMITED TO CERTAIN TIMES OF THE YEAR UNLESS YOU QUALIFY FOR A SPECIAL ENROLLMENT PERIOD.

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Things You Can Have Ready When an Licensed Insurance Agent Calls

Here are a few simple things you can have prepared ahead of time to help the licensed Insurance Agent better identify your specific needs on a health plan.

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Family Social Security Numbers

You’ll want these to ensure your plan administrator can properly account health care costs for each member of the family.

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Family Gross Salary

The total amount of income for the entire family. This may be a W2 for those people that are employed in the household and is important for those families that are self employed. This also will help the licensed Insurance Agent determine if you qualify for any federal subsidies that could lower your plan costs.

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Current Health Insurance Plan Details

If you have a current family health insurance plan its important to provide this to your licensed Insurance Agent to properly compare the changes you may have in the new plan. Grab the policy numbers and provider details if available.

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Family Medicine Needs

Take a few minutes and go thru each family members specific medicine needs. Review the copays of the prescriptions in the current plan to make sure you have proper coverage in the new plan, a licensed Insurance Agent can help navigate this with you. It’s possible that your local pharmacy can print a list of the medicines for your family over the last year to help out.

 Health Care is Our Mission

Same Day Agent Appointments are Available.

833-313-2848 TTY 711

info@heathplanoutlook.com

Book an Appointment Today!

Healthplanoutlook.com is an Internet based resource for health insurance information. Healthplanoutlook.com is not an insurance agency but may provide your personal information to our trusted partners to receive competitive quotes from some of the nation’s insurance companies. There will be a solicitation for health insurance products but in no way are you required to purchase a health insurance policy. We control and operate our site from our offices in Utah and conform to all Utah laws as well as laws of the United States of America.   

Participating sales agencies do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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