Medicare Advantage Plans

Part A generally covers the following

• Inpatient Hospital care
• Skilled nursing facility care
• Nursing home care( must have more than custodial care)
• Hospice Care
• Home health services

Part B is covering types of service or supplies that are needed to diagnose or treat a medical condition and preventative services such as the flu.  It also covers items like:

• Clinical research
• Ambulance services
• Durable Medical equipment
• Mental Health
• Limited outpatient prescription drugs
• Supports multiple opinions before a surgery if they are medically necessary and non-emergency

Medicare Part D is an optional prescription drug plan offered by private insurance companies. This can be a standalone drug plan or be part of a Medicare Advantage Plan which typically covers all the benefits provided by Medicare Part A and B including hospital care and doctor’s services.

This is a type of health plan that provides an alternative to traditional Medicare Parts A and B.  It is offered by private insurance companies that are approved by Medicare.  They provide all the Part  A and Part B benefits. They may include

• Health Maintenance Organizations(HMO)
• Preferred Provider Organizations(PPO)
• Private Fee-for-Service Plans
• Special Needs Plans
• Medicare Medical Savings Account Plans